Boyukaga is a 38 year-old man who is married and has three children. He is a market vendor and sells spare parts for cars in a rented garage. He has eight years of experience in this field. He is doing his business alone and nobody helps him. He chose spare parts which are in high demand, particularly for Russian cars and for Mercedes. His monthly income is 400 AZN. In this region, it is hard to find quality spare parts because most of them are expensive and hard to find. Boyukaga wants to change the current situation and start selling this kind of product.
He applied for 1200 AZN to make a small renovation to his shop and to purchase expensive spare parts to meet the demand of customers.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.