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Kmao's Group
In this Group: Kmao, Chorn
Kmao is 46 years old and married. She lives in a rural village of Me Mot district, Kampong Cham province. She has five children, and two of them are staying with the family and still in school. She has been farming rice and cassava for 16 years, to support her family. To supplement the family's income, she also sells groceries. She currently can earn about 80,000 KHR per day to meet the family’s needs.

Kmao is in her third loan cycle. Her previous two loans helped her to better support her family. Now, she is leading her group of two people, to apply for a loan with VisionFund. Kmao, the group leader, is going to use her portion of the loan funds to buy fertilizers and pesticides for her farmland. She hopes this loan will enable her to increase her family’s income and to make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 86
    View loans »
    Cambodia Loans Fundraising
  • $35,066,900
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Kmao's Group's $725 loan helped a member to buy fertilizers and pesticides to use in her rice and cassava cultivation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 15, 2013
Mar 1, 2013
Currency Exchange Loss:
Feb 19, 2014