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Gulsara is 44 years old, married and has four children. All of the children attend school. The oldest daughter is graduating from school this year. Gulsara has been involved in animal husbandry since 1995, having started this business with an initial sum of 5,000 KGS. Thanks to her hard work, today the business contains one dairy cow and five sheep, and the monthly profit from sales of milk to the local processing plant amounts to about 8,000 som (KGS). In order to further develop her business, Gulsara requested a loan in the amount of 60,000 som (KGS) from the "Bai-Tushum and Partners" company to buy 15 sheep. She plans to invest the earnings from the loan into further expanding her business and providing an education for her daughter.
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Гулсаре 44 года, замужем, имеет 4 детей. Все дети учатся в школе, Старшая дочка в этом году заканчивает школу. Гулсара с 1995 года занимается животноводством, начав этот бизнес со стартовой суммы в 5,000 KGS. Благодаря упорному труду Гулсары, в ее хозяйстве на сегодняшний день имеется 1 дойные коровы, 5 овец ежемесячная прибыль с продажи молока местному перерабатывающему заводу составляет около 8,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Гулсара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку 15 овец. Доходы от кредита Гулсара планирует вложить в дальнейшее увеличение хозяйства и на образование старшей дочери.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,300,500
    Funds lent in using Kiva
  • 48.0
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Gulsara to buy 15 sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 15, 2013
Currency Exchange Loss:
Feb 17, 2014