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Kariro
Kariro is a fifty-eight year old dryland farmer. She is a widow and mother of two children. Kariro is joining the KOMAZA microforestry program to earn money to build a house and expand her goat-keeping endeavor. She currently has one goat, but is planning to purchase more livestock with her profits from her tree farm.

Additional Information

About Komaza

KOMAZA is a social enterprise founded to convert Africa’s drylands into productive family farms in the eastern part of Kenya. The organization equips smallholder farmers with the supplies and training they need to plant fast-growing and sustainable eucalyptus or melia trees on their unused or underutilized land. In addition to generating income for farmers and their families, KOMAZA's sustainable farming practices help to offset deforestation and provide a stable, affordable source of fuel.

Please note that this loan term is for 10 years. KOMAZA works with farmers over the course of this time period to help them grow healthy and regenerative trees that are then sold as wood commodities. This loan will cover the upfront cost of seeds, fertilizers, and KOMAZA’s staff time needed to support the farmer over the course of the loan term, including multiple harvest cycles.

This model generates years of income for the farmers’ families and creates a sustainable wood supply for local markets. Kiva lenders’ flexible, risk-tolerant capital enables KOMAZA to offer affordable financing to farmers, and to scale faster as an organization to impact more people. Repayments for this loan will come from revenues generated by wood sales, and profits from harvested trees are split equally between the farmer and KOMAZA.


See the story of Ruth and Raphael, KOMAZA farmers, here:



Wach a video about the organization’s work in the field here:



This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Kenya

  • $1,800
    Average annual income
  • 599
    View loans »
    Kenya Loans Fundraising
  • $39,186,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $500 helped Kariro to purchase eucalyptus seedlings and fertilizer, as well as to pay for technical trainings and maintenance support for her tree farm.
0% repaid
Repayment Term
122 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
Apr 1, 2013
Listed
Feb 14, 2013
Currency Exchange Loss:
N/A