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Seng, age 33, is from Samnak Cheung village, Prey Chor district, Kompong Cham. She is married to a farmer and they have been blessed with one child, who is attending school. Seng and her spouse strive to work hard to make a stable income and give opportunities of education to their child.

Seng works alongside her husband in the rice paddy and also operates a traveling sales business with her bike attached to a sugar cane juice machine at the side. Every day, Seng travels and sells sugar cane juice, especially at public gathering areas around her commune. She has been doing this for the past 11 years and is able to generate income of about KHR 10,000 each day.

As of now, Seng would like to borrow a loan of KHR 1,800,000 to purchase a piece of land to expand their current farm for growing rice. This will help them to have a fruitful harvest and improve their financial stability, so they can satisfy their family’s necessities and give their child a quality education.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 45
    View loans »
    Cambodia Loans Fundraising
  • $38,700,050
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Seng to purchase a piece of land to expand their current farm for growing rice.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jan 28, 2013
Feb 14, 2013
Currency Exchange Loss:
Feb 19, 2014