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Emelia
Emelia is 45 years old and married, with three children. With two children in school, Emelia works very hard to provide for them.

Emelia runs a direct beauty products business in the Philippines. She requested a PHP 25,000 loan through Negros Women for Tomorrow Foundation, Inc. (NWTF) to buy more stocks to sell, like lotion, soap, and shampoo.

Emelia has been in this business for 22 years. In the future, Emelia would like to save enough to expand her business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 372
    View loans »
    Philippines Loans Fundraising
  • $50,851,300
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Emelia to buy more stocks to sell, like lotion, soap, and shampoo.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 31, 2013
Listed
Feb 14, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013