Check out some available loans that are similar to this one!
Lerma is 43 years old, married and has five children who are in school.

Lerma is in the agricultural business, farming rice in the Philippines. Lerma requested a PHP 20000 loan through NWTF to buy fertilizer and other farm supplies.

Lerma has been farming rice for eight years now, and has borrowed 20 times in the past from NWTF to sustain her business.

In the future, Lerma would like to save enough money so she could afford to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1591
    View loans »
    Philippines Loans Fundraising
  • $60,711,600
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Lerma to buy fertilizer and other farm supplies.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 29, 2013
Feb 14, 2013
Currency Exchange Loss:
Aug 17, 2013