Malua is a 55-year-old married woman with two children. She would like to start growing cabbages and cucumbers to earn a living. Malua has requested a loan to buy vegetable seeds to start her business. She has been a member of SPBD for one year. Malua will spend her profits to extend her business in the future and to save more money for her children's education.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.