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Nut is 66 years old and lives with her husband and children in a thatched house in Slaeng village of Prey Chor district, Kompong Cham province. Her house is not too far from a public gathering place. Nut’s family traditional business is agriculture. She looks old but she is strong enough to cultivate rice and raise hogs seasonally. Through her effort and hardships, Nut, with the help of her husband and children, is able to make in the neighborhood of 15,000 KHR each day to cover her daily costs. Nut has been a farmer for not less than 30 years.

Nut needs to change her thatched wall because it is very old and beginning to decay. That’s why she is asking for a loan in the amount of 4,000,000 KHR to purchase a new thatched wall and make some home renovations. She hopes to protect her family from bad weather and provide them a proper shelter to live in. She appreciates the support from lenders and she promises to pay the loan back honestly as she has been with HKL for four loan cycles and has successfully paid off all of her loans.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 253
    View loans »
    Cambodia Loans Fundraising
  • $37,533,925
    Funds lent in using Kiva
  • 3,983.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Nut to purchase a new thatched wall and make some home renovations.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 14, 2013
Currency Exchange Loss:
Jan 17, 2015