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Joyce
Joyce A. is a thirty five year old divorced mother of three children that are currently in school. She owns and operates a beauty saloon in her neighborhood. Joyce is a very skillful and a talented hair dresser. She does all kinds of hair style like plaiting, perming and fixing of weave-ons etc. She believes in efficiency and effectiveness of service, therefore she wants to use the loan to buy larger quantities of hair products like weave-ons, pomade, shampoo, activators etc. to avoid shortage and poor service. She is a member of the community group called Mercy Trust Group. In this group, members guarantee for one another as social collateral to access loan and utilize peer pressure to repay the loan.

About Ghana

  • $3,500
    Average annual income
  • 38
    View loans »
    Ghana Loans Fundraising
  • $11,598,000
    Funds lent in using Kiva
  • 1.1
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Joyce to buy larger quantities of hair products like weave-ons, pomade, shampoo, activators etc.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Jul 3, 2008
Listed
Jun 19, 2008
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2009