Check out some available loans that are similar to this one!
Alfonso Javier
Alfonso is a client who has sold dairy products for the past 12 years. His wife also sells cheese. With their income, they help their children so that they go to school and prepare for their future. Alfonso doesn't want his children to have the same fate he did. He has been unable to find work because he never finished school, which is a major obstacle for him. He is asking for his first loan because he wants to build a porch on his house, so he needs to buy construction materials like cement, purlins, cinderblocks, and sand.
View original language description ↓
Don Alfonso es un cliente que se dedica a la venta de productos lácteos desde hace 12 años su esposa a la par también vende queso, con sus ingresos ayuda a sus hijos para que vayan a la escuela y se preparen para su futuro, don Alfonso no quiere que sus hijos tengan la misma suerte que él quien no ha podido encontrar un empleo porque no termino sus estudios lo cual para él es una gran dificultad. Esta optando por un primer crédito para realizar el porche de su casa por lo que necesita comprar materiales de construcción como cemento, perlines, bloques y arena.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Alfonso Javier for construction materials like cement, purlins, cinderblocks, and sand.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 11, 2013
Feb 12, 2013
Currency Exchange Loss:
Jan 18, 2014