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Esperanza Yamileth
Esperanza is a 26 year-old married woman. She has 4 children: 2 of them are attending school and the other 2 are younger. Along with her husband, she cultivates staple grains such as corn and beans on a small scale. She has been farming for more than 12 years. Her parents, who worked as farmers all of her life, taught her how to cultivate staple grains. Esperanza was not able to complete her primary education; she finished only 3rd grade, due to a lack of financial resources.

Esperanza has learned how to work the land. In addition to staple grains, she also decided to learn how to cultivate sweet peppers so that she could generate more income, as this is a profitable product. It is also a product that is easy to sell and distribute.

Esperanza's crops are located a distance of 100 meters from her house, and she walks there daily so that she can constantly monitor them. Her crops require quite a bit of maintenance and care. She must weed and water them, fertilize them, control the pests, etc.

At this time, Esperanza is requesting help so that she can buy seeds to plant peppers that she will distribute and sell in the area. Her dreams are to educate her 4 young children so that they can have a better quality of life, better work opportunities, and a better education.
View original language description ↓
Esperanza es mujer de 26 años de edad casada, madre de 4 hijos de los cuales 2 son menores de edad y los otros dos están estudiando en la escuela, junto a su esposo se dedican al cultivo de granos básicos como ser maíz y frijoles en pequeña escala, ella se dedica a la agricultura hace más de 12 años siendo sus padres agricultores desde toda una vida los que le enseñaron el cultivo de granos básicos, Esperanza no pudo terminar de estudiar la primaria completa, cursando hasta el 3 grado por falta de apoyo económico. Ella aprendió como trabajar la tierra lo cual además de dedicarse al cultivo de granos básicos también decidió aprender a cultivar Chile dulce para generar más ingresos debido a que es un producto rentable, en cuanto al comercio, es fácil de vender y de distribuir. Sus cultivos están a una distancia de 100 metros de su casa de habitación a los cuales diariamente se traslada a pie, lo que le facilita el monitoreo constante del mismo ya que es un cultivo que necesita bastante mantenimiento y asistencia técnica como la limpieza, riego, abono, fertilizantes, control de plagas, etc.

Hoy en día Esperanza solicita ayuda para poder comprar semilla para la siembra de Chile para poder distribuirlo y venderlo en la zona ya que sus sueños son educar a sus 4 hijos menores para que ellos tengan una mejor calidad de vida, mejores oportunidades de empleo y un mejor nivel de educación.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 26
    View loans »
    Honduras Loans Fundraising
  • $8,349,700
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Esperanza Yamileth to buy seeds to plant peppers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Feb 6, 2013
Listed
Feb 12, 2013
Currency Exchange Loss:
Covered
Ended:
Apr 16, 2014