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Update on Heliodoro

Mr. Heliodoro is a hard working man in agricultural production and, with the support of his family, has been able to achieve many of his goals. He currently has a crop of citrus fruit like oranges and lemons that require maintenance due to the climate and the plagues that come at this time of year, which could threaten his production. Thanks to Afodenic and Kiva, he will purchase what is needed for optimum care of his harvest.
View original language description ↓
el Señor Heliodoro, hombre trabajador, agricultor, con el apoyo de su familia a logrado cumplir muchas metas propuestas, en la actualida don Heliodoro tiene su cultivo de Citricos, como Naranjas, limones, los cuales requieren de Mantenimiento ya que debido al clima y a las plagas que asechan en estos tiempo podria perder la produccion, Gracias a Afodenic y Fondos Kiva compra lo necesario para un optimo Mantenimiento a su cosecha.

Previous Loan Details

Señor Heliodoro lives in the La Concepción municipality with his family. For the future, he plans to improve their living conditions. He is very happy to have the support that Afodenic is offering him through Kiva; with his previous loan he was able to plant on time and it was a great success. He... More from Heliodoro's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 102
    View loans »
    Nicaragua Loans Fundraising
  • $24,739,175
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Heliodoro care for his crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2013
Feb 12, 2013
Currency Exchange Loss:
Feb 17, 2014