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Update on Ana

Ana is a simple woman, who has been working hard since she was very young. She lives in the municipality of San Ignacio. Her greatest dream is that her children will have a better future. She is a coffee farmer; her biggest challenges with her work are the climate and pests because they can cause her to lose her crop. With this new loan she is requesting she will buy necessary supplies and fertilizers to provide upkeep to her coffee plants. She is pleased that Afodenic and Kiva funds consider her trustworthy enough for a loan.
View original language description ↓
La señora Ana, una mujer sencilla, trabajadora desde muy joven, habitante del municipio de San Ignacio, su mayor sueño es que sus hijos tengan un mayor porvenir, ella cultiva Cafe y su dificultad es que por el clima y las plagas su cosecha se puedan perder, con este nuevo credito que se le ha otorgado comprara los insumos y fertilizantes necesario para darle Mantenimiento a sus plantas de Cafe. Agradece la confianza que Afodenic y Fondos Kiva le han brindado.

Previous Loan Details

Ana is a humble farmer in the San Ignacio zone. She’s been growing coffee for a long time. The greatest challenge she faced was the strong rains combined with ash from the volcano which caused the coffee beans and the flowers that were budding to fall off thus losing her entire crop. With ... More from Ana's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,413,450
    Funds lent in using Kiva
  • 24.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ana to buy fertilizer and other supplies for the maintenance of her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 31, 2013
Feb 12, 2013
Currency Exchange Loss:
Aug 17, 2014