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Salihu is a master carver from Ghana who specializes in masks and sculptures. He would like to hire additional artisans for his workshop, as well as purchase larger amounts of wood and paint.

Salihu has been selling through NOVICA since 2003. This is his story:

"Upon the death of my father, I was sent to live with one of my father's closest friends, a renowned traditional carver to the then Akwamu chief and the people of Akwamu. I worked with him for about 15 years, during which time I learned the styles and techniques of the Ashanti and Akwamu people. My work began to flourish and achieve recognition, and today, I have apprentice carvers working with me to learn the art of carving."

"With this microcredit loan I'll be able to increase the number of people working at my workshop. I thank you for taking part in this microcredit so that I may improve my business."

Use the link below to view Salihu's hand-carved wood masks and sculptures on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Ghana

  • $3,500
    Average annual income
  • 33
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,250 helped Salihu to hire additional artisans for his workshop, as well as purchase larger amounts of wood and paint.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Mar 19, 2013
Feb 13, 2013
Currency Exchange Loss:
Oct 17, 2013