Denise is the featured borrower of the Ramiriza group and lives in Bujumbura. She is 42 years old and married to Isidore. The couple have two children. Their youngest is 17 and their eldest is 18. They are both in school. Denise has been selling clothing for 20 years.
This is Denise's 12th loan from Turame. She will use her Kiva loan to increase her capital and buy a lot of clothing to re-sell so that she can earn more money.
In the future, Denise would like to have 1,000,000 Burundian francs in capital and see her children complete their education.
Denise est la représentante du groupe Ramiriza et habite à Bujumbura. Elle a 42 ans et est mariée à Isidore, ensemble ils ont 2 enfants, le cadet a 17 ans et l’aîné 18, tous étudient.
Elle fait le commerce d’habits depuis 20 ans.
Elle est à son douzième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter beaucoup d’habits à revendre, pour gagner plus.
Dans les années à venir, elle voudrait avoir un grand capital de 1000000 de francs burundais et voir ses enfants terminer les études.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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