The Danaya group is composed of married women and one widow. They have an average age of 36 and, on average, 3 children and all live in extended traditional families in the village of Massoukou, Marka Coungo commune, Koulikoro region (second administrative region of the Republic of Mali). They got to know each other thanks to family and neighbourly relationships, and friendships. They sell sweets (made from beans), shea butter and paddy rice. The women of the Danaya group are on their 4th group loan.
Koudedja, standing in the middle of the back row in the picture, plans to buy 50 kilos of beans and 2 kilos of shea butter so that she can make sweets which will be resold at the roadside during market days, to women and men. She expects to make an average monthly profit of 11 000 francs, part of which will be used to take care of the family's needs and part of which will be reinvested in her business.
Le groupe Danaya, composé de femmes mariées et une veuve, ont en moyenne 36 ans, 3 enfants et vivent toutes dans des familles traditionnelles élargies dans le village de Massoukou, commune de Marka Coungo, Région de Koulikoro (deuxième région administrative de la république du Mali).
Elles se sont connues à travers des liens de parenté, de voisinage et d’amitié. Elles font le commerce de friandises (à base de haricot), de beurre de karité et de riz paddy.
Les femmes du groupe Danaya sont à leur quatrième prêt solidaire.
La cliente KOUDEDJA, personne au milieu dans le rang des debout, compte acheter 50 kilos de haricot et deux kilos de beurre de karité afin de préparer des friandises qui seront vendues pendant les jours de foire aux abords de la route, aux femmes et aux hommes.
Elle envisage réaliser un bénéfice moyen mensuel de 11.000FCFA qui sera utilisé pour les besoins de la famille et une partie est réinvestie dans l’activité.
Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.