Chhorm is 48 years old and a hardworking woman who is responsible for seven single children. She lives with her partner and children in Prey Chor district, Kompong Cham province. Rice husbandry and rice mill service are the main business activities of her family. This couple has a good cooperation because they are on the same way of life, they want to sustain their family’s basic necessities and educate them up to a higher level. Chhorm has tried to seek for ways to improve her general income and she wanted to buy an extra piece of farm for growing rice. Because of the shortage of capital, she is applying for a loan in the sum of 1,100 USD through HKL, one of Kiva’s partners. This loan amount will enable Chhorm to harvest and collect abundant crop yields in the coming years.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.