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Joseph is a bread distributor and has been in the business for the past six years. He is 33 years old and married to Damaris; they have three children. He distributes the bread to shop retailers and mini-supermarkets as well as hotels.

For his first loan term, he plans to buy a machine for baking bread. Since the demands of his customers have increased, this will enable him to increase production and also boost his daily sales. He plans to use the generated profits to pay school fees for his children.

In the future, Joseph hopes to grow his business and open a big bakery to distribute bread, scones and cakes to supermarkets and retail businesses; hence, he will make more income and be able to improve the living standards of his family.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 790
    View loans »
    Kenya Loans Fundraising
  • $43,847,375
    Funds lent in using Kiva
  • 87.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Joseph to buy a machine for baking bread.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 22, 2013
Feb 13, 2013
Currency Exchange Loss:
Aug 17, 2013