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Rashmi Ranjan
Rashmi Ranjan is a 36-year-old differently able person living with his wife and two children who are in schooling.

He is involved in the activity of selling home decorative items and jewelery made of pearl, beads, stones, etc., near the beach in the sacred town of Odisha, India. He purchases these items from the suppliers who are in the nearby villages and he makes a few of the products like necklaces, bracelets, hair bands, etc.

Rashmi Ranjan roams the beach and sells his product to the tourists and visitors.

He has applied for a loan of 20,000 INR for purchasing more stock of what he sells and a few more things like materials (beads, threads, glue, ribbons, glitter, etc.) for preparing necklaces, bracelets, etc.

He says that doing so will increase his monthly income and he would be able to send his children to a good school and save some money for their future.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

About India

  • $4,000
    Average annual income
  • 165
    View loans »
    India Loans Fundraising
  • $5,355,125
    Funds lent in using Kiva
  • 54.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $375 helped Rashmi Ranjan to pay for purchasing home decorative items and materials for making necklaces, bracelets, hair bands, etc.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Feb 4, 2013
Feb 13, 2013
Currency Exchange Loss: