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Shazia's Group
In this Group: Shazia, Yasmeen, Aasma, Hameeda, Nageena, Naheed, Gulshan
Shazia is 34 years old and lives in Rawalpindi, Pakistan with her spouse and three children. Her husband is a tailor while all of her children are students.
Shazia as a member of 7-person lending group has requested a loan from Kiva's partner BRAC Pakistan in order to use it for purchasing clothing for her clothing business.
For the past 12 years she has been running a clothing business. Her income plays a vital role for the family.
She purchases clothes from different areas and sells them in the main market of her community.

She wants the financing to purchase more clothes to sell in the market, as her clothing stock is very low. Presently she is facing a very difficult time as she doesn't have the money to pay for her house rent and their children's school fees. Therefore she hopes that the loan will be positive one for her so that she can put aside some savings for the future.

She is very thankful to Kiva and BRAC Pakistan.
Note: In the picture Shazia is raising her hand.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $3,004
    Average annual income
  • 212
    View loans »
    Pakistan Loans Fundraising
  • $13,144,825
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shazia's Group's $1,225 loan helped a member to purchase clothings to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 29, 2013
Listed
Feb 13, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013