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126 Grace Group
In this Group: Sri , Heni, Sofiah, Evi, Rafika, Lilis
"126 Grace" is a group of six people whose members live in the same village and work in different fields. The profiled member, Sri, is pictured here with her hand raised. She is 33 years old and a mother to a son and a married daughter. Both of her children attend a state school nearby.

Sri sells fried snacks, such as sausage spring rolls, at a private school near her house. She started this business four years ago, and it is going very well; she earns up to 150,000 IDR a day.

Sri will use this loan to buy a stove and purchase additional ingredients like sausage, spring rolls, corn, and chicken. Sri enjoys her work because cooking is her hobby.

Sri and the other members of the "126 Grace" group are requesting financial support from VisionFund Indonesia for the third time so that they can increase their working capital. Sri hopes one day to send her child to school in Saudi Arabia.

Additional Information

About VisionFund Indonesia

VisionFund Indonesia is a Christian micro venture capital organization owned by Mitra Masyarakat Sejahtera (MMS) and Wahana Visi Indonesia. Founded in 2000, VFI operates in both Jakarta and Surabaya, the two biggest cities in Indonesia. VFI targets the entrepreneurial poor who have existing microbusinesses for at least 6 months and have no financial access to commercial banks. VFI also provides microinsurance for all clients through a partnership with Allianz insurance company. With nine branches as of 2011, VFI hopes to expand in order to reach underserved microfinance markets in other islands of Indonesia.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 13
    View loans »
    Indonesia Loans Fundraising
  • $5,457,875
    Funds lent in using Kiva
  • 9,665.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of 126 Grace Group's $1,575 loan helped a member to buy a stove and food stuffs.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 8, 2013
Feb 12, 2013
Currency Exchange Loss:
Mar 22, 2014