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Vaai is a 41-year-old woman who is married with 4 children. She has a sewing business and has had 5 years with this business.

Vaai needs a loan to buy material, thread, a sewing machine and needles. She will use her profits to pay for her children's education. Vaai joined SPBD in 2009 to gain access to financial services.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 32
    View loans »
    Samoa Loans Fundraising
  • $7,765,850
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Vaai to buy a new sewing machine, needles, threads and fabric material.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 12, 2013
Currency Exchange Loss:
Dec 17, 2013