Vaai is a 41-year-old woman who is married with 4 children. She has a sewing business and has had 5 years with this business.
Vaai needs a loan to buy material, thread, a sewing machine and needles. She will use her profits to pay for her children's education. Vaai joined SPBD in 2009 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.