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Lotu is 49 years old, married, and has four children. She runs a small business, selling pancakes in her community, as she has been doing for five years. Lotu has applied for a loan to buy flour, sugar and baking powder. She joined SPBD to gain access to capital. With her earnings, Lotu will pay for her children’s education.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 64
    View loans »
    Samoa Loans Fundraising
  • $7,805,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Lotu to buy flour, baking powder, sugar and cooking oil, as well as a cooking pot, for her pancakes business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 31, 2013
Feb 12, 2013
Currency Exchange Loss:
Feb 19, 2014