Utalua is a 54-year-old married woman with 5 children. She makes and sells a variety of food in her community to earn a living. She has 5 years of experience with this business. Utalua needs a loan to improve her business. She plans to use her profits to support her family financially. Utalua has been a member of SPBD since 2011.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.