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Utalua is a 54-year-old married woman with 5 children. She makes and sells a variety of food in her community to earn a living. She has 5 years of experience with this business. Utalua needs a loan to improve her business. She plans to use her profits to support her family financially. Utalua has been a member of SPBD since 2011.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 6
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Utalua to buy flour, cooking oil, salt, sugar, snacks, lollies, and ice-cakes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 12, 2013
Currency Exchange Loss:
Dec 17, 2013