Toe is 28 years old and married with two children. She has a small garden where she grows cabbages, cucumbers, pumpkins,and tomatoes that she can sell in her community or at the market. She has been doing this for almost two years. Toe needs a loan to buy seeds, chemicals, pots, fertilizer and a hose for her vegetables garden. Toe will use the profits from her sales to extend her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.