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Maria Magdalena
María Magdalena is a 38-year-old, married woman who has four children, three of whom are in school and one who is special (he was born with hydrocephalus). Her family works in farming, planting and growing coffee 15 minutes from her house and transporting it on foot every day. As they are in school, her children help their parents with the fieldwork on the weekends and they help care for their brother daily. When she was a child, María Magdalena was not able to go to school for financial reasons, as her parents have few economic means. Because she was not able to attend even a year of school, she had to work hard since she was very young. María has a small grocery store in her house that generates income and helps with the expenses that come up at home every day, such as clothing, restrictive medications, food, and the purchase of products to sell. However, she puts a lot of effort into tending her shop and caring for her son while her other children are at school and her husband is out in the fields.

María Magdalena is currently asking for help to clean, plant, and maintain their crop, as there is a disease (rust) that is going around that affects coffee plants and they lost part of their crop. However, with the loan she will be able to plant a more resistant varietal.

Her goal is to pay off her loan with the earnings from her harvest and to have enough to buy the medications her son with hydrocephalus needs. However, her dream is to see her children graduate and find professions that give them good employment opportunities and a better way of life and for them to be respectable men and women.
View original language description ↓
Maria Magdalena es una mujer de 38 años de edad casada y de su matrimonio tiene cuatro hijos de los cuales tres de ellos estudian y uno es especial (nació con hidrocefalia). La familia se dedica a la agricultura a la siembra y cultivo de café ubicada a 15 minutos de su vivienda a la cual se trasladan a pie diariamente. Sus hijos ayudan los fines de semana a sus padres en las actividades del campo y a diario con el cuidado con su hermano ya que ellos estudian; Maria Magdalena en su juventud no pudo estudiar por motivos económicos ya que sus padres son de bajos recursos económicos ella no tubo la oportunidad de cursar ningún año escolar por lo tanto se vio en la necesidad de luchar desde muy joven. Maria tiene una pequeña pulperia en su casa de habitación la cual le genera ingresos y ayuda con los gastos que a diario se presentan en el hogar como la vestimenta, las medicinas con muchas restricciones, alimentación, y la compra de algunos productos para la venta, pero con mucho esfuerzo atiende la pulperia y a su hijo mientras sus otros hijos regresan de la escuela y su esposo esta en el campo.

Maria Magdalena hoy en día solicita ayuda para la limpieza, siembra y para darle mantenimiento a su cultivo ya que hoy en día existe una enfermedad (la roya) que afecta el café y perdió una parte de la siembra pero con el crédito ella podrá sembrar una variedad mas resistente.

Su meta es que por medio de las ganancias que obtenga de la cosecha pueda cancelar su crédito y sean un respaldo para comprar los medicamentos que su hijo con hidrocefalia necesita; pero su sueño, es lograr ver a sus hijos graduados y con una profesión que les ayude a tener buenas oportunidades de empleo, un mejor estilo de vida y sean hombres y mujeres de provecho.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $8,383,625
    Funds lent in using Kiva
  • 19.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maria Magdalena to clean, plant, and maintain her coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Feb 11, 2013
Listed
Feb 13, 2013
Currency Exchange Loss:
Covered
Ended:
Mar 17, 2014