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Rosa Ramona
Rosa, 57, is a humble woman. Originally from Managua, she is single and is the mother of four grown children, all of whom are independent. She owns a small grocery store. She started out as a street vendor selling second-hand clothing, because she needed a means to survive. Through a lot of effort and hard work, she has started another business, which is the grocery store. She is very proud because she has been able to increase her sales and earn a better income. In the business, she has the support of her granddaughter. She has other incomes, like the remittances that family members in Costa Rica send to her. Her hope is to improve the conditions of her store, to give her business a better appearance.

Rosa needs financing to buy a display case and school supplies like notebooks, pencils, erasers, uniforms, etc, with the goal of offering more products that she doesn't yet have in her store's inventory. This is to meet her customers' needs and to be able to increase her sales to get better earnings. One of her plans for the future is to turn her grocery store into a general store so she can be a successful businesswoman.
View original language description ↓
Rosa, una humilde señora de 57 años de edad, originaria de Managua, soltera, madre de 4 hijos de mayores de edad, todos son independiente, de oficio comerciante, es dueña de una pulpería. Inicio en el ámbito del comercio vendiendo ropa usada de forma ambulante ya que necesitaba un medio del cual subsistir, es por eso que hoy en día con mucho esfuerzo y arduo trabajo ha logrado emprender otro negocio como es el de la pulpería, se siente muy orgullosa porque ha podido incrementar sus ventas y obtener mejores ganancias, en el negocio cuenta con el apoyo de su nieta, tiene otros ingresos como es la remesas que le envían familiares que viven en Costa Rica, sus expectativas es mejorar las condiciones del local para darle una mejor presentación a su negocio.
Rosa esta requiriendo el financiamiento para comprar una vitrina y a la misma vez comprar útiles escolares como cuadernos, lapiceros, borrador, uniformes, etc. con el objetivo de ofrecer mas productos que aun no tiene en inventario en su pulpería, para satisfacer las necesidades de su clientela y de esta manera poder incrementar las ventas para obtener mejores ingresos, uno de sus planes futuros es convertir su pulpería en una miscelánea para hacer una empresaria exitosa.

About Nicaragua

  • $3,636
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $23,621,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $750 helped Rosa Ramona to buy a display case, as well as school supplies like notebooks, pencils, erasers, uniforms, etc.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 22, 2013
Listed
Feb 11, 2013
Currency Exchange Loss:
N/A
Ended:
Jan 18, 2014