G.s Marcelino Group
Wendy is asking for this loan in order to buy soda, coffee, sugar, bread, beans, rice, cooking grease, sauces, pasta, eggs, and churros, among other things. With this loan she hopes to increase her sales given that she will have more products to offer the clients that visit her, thereby complying with their necessities.
Wendy, as the other members of her lending group, hopes to improve her economic situation, and in a few years hopes that her business is positioned as one of the larger ones in her neighborhood. This way, she will be able to continue to support her family.
The other members of the group, Yesenia and Waleska, also have their own businesses. Yesenia has been buying and selling American clothes for the past five years, and Waleska has been working making tortillas for the past three years.
Wendy el préstamo lo necesita para la compra de refrescos, café, azúcar, pan, frijoles, arroz, manteca, salsas, pastas, huevos, churros, refrescos, etc. Con el préstamo espera el aumento de las ventas debido a que contara con más producto que ofrecer a los clientes que la visitan y así cubrir sus necesidades.
Wendy al igual que sus compañeras de grupo desea que su situación económica mejore un poco, en unos años esperan que sus negocios estén posicionados como uno de los más grandes y reconocidos de sus colonias y poder seguir apoyando a sus familias.
Doña Yesenia su negocio es una compra y venta de ropa americana desde hace 5 años
Doña Waleska su negocio es la fábrica de tortillas desde hace 3 años en la colonia donde reside.
Choluteca, Honduras – Enero del 2013
Prisma Honduras, S.A.This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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