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Jose Heliodoro
José, 52 years old, is from Estelí and currently lives in Managua. He is the father of 9 children, all now independent adults. He works in his store which he started with his own money, initially by selling various goods from a cart in different neighborhoods in the capital. After some time he had the idea of establishing a store in his home, in order to support his wife and avoid having to go out to the streets to make his sales. He is very pleased that this business is now earning him money every day, as he has many regular clients. He receives help from his wife who manages the shop while he goes out to sell his goods on occasion in one of the city's main Markets, which is a very commercial zone good for business. He hopes to continue growing his business, and at this time is asking for a loan to buy fans, irons, blenders and basic ingredients such as rice, beans, and sugar. He expects this loan to help him buy a few items to sell that he does not yet have in stock, as well as to buy some of the most requested goods and comply with his clients' needs. By increasing his sales, he will be able to continue to grow his business.
View original language description ↓
José, 52 años de edad, originario de Estelí, actualmente vive en Managua, acompañado, padre de 9 hijos, mayores de edad, todos son independiente, de oficio comerciante, se dedica al negocio de pulpería. Inicio en el ámbito del comercio con capital propio, vendiendo mercadería variada de forma ambulante en los diferentes barrios de la capital, luego con el tiempo surgió la idea de establecer una pulpería en su casa , para apoyar a su esposa y de esta manera evitar que ella saliera a la calle a vender ,el cual se siente satisfecho porque este negocio le genera ganancias a diario, ya que cuenta con clientes fijos, en el negocio recibe el apoyo de su esposa quien le administra su pulpería, mientras que el sale a vender a la calle su mercadería, a el le gustaría comercializar sus productos en el Mercado ya que es una zona muy buena para el comercio, sus expectativas es seguir ampliando su negocio.
José en esta ocasión esta solicitando el financiamiento para comprar abanicos, planchas, licuadoras y granos basicos como arroz, frijoles y azucar. ya que el estima el crédito le ayudaría a comprar toda la mercadería variada que aun no tiene en existencia y los productos mas solicitados y cumplir con los encargos de cada uno de sus clientes, uno de sus planes futuros es seguir creciendo en su negocio, con el objetivo de incrementar sus ventas.

About Nicaragua

  • $3,636
    Average annual income
  • 170
    View loans »
    Nicaragua Loans Fundraising
  • $23,211,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose Heliodoro to buy fans, irons, blenders, and basic ingredients such as rice, beans, and sugar.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2013
Listed
Feb 11, 2013
Currency Exchange Loss:
N/A
Ended:
Oct 18, 2013