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San Miguel Group
In this Group: Margarita Rebeca Veronica , Eryka Maria , Ricarda Ermeregilda , Carmen Rosario , Guadalupe , Maria , Estela , Simeona Maria , Isabel *, Catarina *
* not pictured
Margarita Rebeca Verónica, 27, is married and has three children, two of whom are students. She completed the six years of elementary school.

She makes a living selling clothing, specifically traditional skirts, which she buys from artisans and then sells. She started this job with a little capital and now has eight years of experience. She has the support of her husband, who helps her with the business.

She's organizing a group to request a loan to buy merchandise, traditional skirts in various colors and designs, to improve her sales and expand her business.

The other members work in trade and in weaving.
View original language description ↓
La señora Margarita Rebeca Veronica esta casada, tiene 27 años de edad, cursó los 6 años de educacion primaria, tiene 3 hijos de los cuales 2 están estudiando, se dedica a la venta de ropa, específicamente la venta de cortes típicos, los cuales los compra con los artesanos y luego los vuelve a vender, trabajo que inicio con poco capital, hasta el momento lleva 8 años de experiencia, cuenta con el apoyo de su esposo quien la apoya con el negocio.

Organiza un grupo para solicitar un préstamo que lo utilizara para la compra de mercaderías, cortes de diferentes colores y diseños, para mejorar su ventas, y tener expansión de su negocio. Las demás integrantes se dedican al comercio y a la tejeduría.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 125
    View loans »
    Guatemala Loans Fundraising
  • $10,287,725
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of San Miguel Group's $2,925 loan helped a member to buy merchandise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Feb 2, 2013
Feb 11, 2013
Currency Exchange Loss:
Apr 2, 2015