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Ms Nargis is a 27-year-old married woman and a mother of four children. She has had a stitching business for many years. She stitches for the people living around her house and uses the income to support her family members. She started her business because she realized that if her husband works alone for the family, he will not be able to meet the expenses of the household including the educational needs of their children. She, together with her husband, manages their household while operating the business. She has requested a loan of 25,000 PKR from Kashf Foundation to purchase more spools of threads, as well as packs of buttons and laces in various colors. In this way she will be able to meet the increasing demands of her customers consistently. Nargis hopes to grow her business and dreams of giving a good and quality education to her children through all her hard work in her business.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 429
    View loans »
    Pakistan Loans Fundraising
  • $15,128,300
    Funds lent in using Kiva
  • 97.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Nargis to purchase more spools of threads as well as packs of buttons and laces in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 11, 2013
Currency Exchange Loss:
Feb 17, 2014