Bernard is a member of Ishaka III Group and lives in Ngozi. He's 42 years old and married to Jacqueline, a farmer. Together, they have seven children, aged 8 months to 17 years. Out of them, four attend school.
Bernard is a farmer and he's been selling a local beverage made from bananas for then years.
This is his first loan from Kiva's partner, Turame. He intends to use it to bolster his working capital and buy a large quantity of bananas, in order to make and sell many liters of his banana-based beverage. This will enable him to increase his profits.
In the forthcoming years, he would like to buy a motorcycle for his own transportation, and see his children study.
Bernard fait partie du groupe Ishaka III et habite à Ngozi. Il a 42 ans et est marié à Jacqueline,une cultivatrice. Ensemble ils ont 7 enfants, âgés de 8 mois à 17 ans, dont 4 étudient.
Il fait de l’agriculture et du commerce de la boisson de banane depuis 10 ans.
C'est son premier crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter une grande quantité de bananes pour préparer beaucoup de litres de boisson de banane à vendre, pour gagner plus.
Dans les années à venir, il voudrait acheter une moto pour son propre déplacement, et voir ses enfants étudier
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.