Chan, age 54, is a rice farmer. She and her husband live in Prey Chor district and have five children, the eldest of whom is grown and married. The other children help Chan to manage the family farm during each growing season. The rice produced on the farm is not only Chan's source of income but is also used for family consumption. Chan's husband is a Khmer traditional musician who is famous for his talent for playing musical instruments. He generates his income by playing music in the province, especially for wedding parties.
Due to insufficient funds, Chan is requesting a loan through HKL in order to prepare for the wedding party of her second child. This loan amount will help her to cover the food costs that will be incurred during the wedding ceremony.
A portion of the loan funds will also be used to buy a trailer for loading goods.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.