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Lilibeth
This is Lilibeth, a 35-year-old resident of Taguig, Philippines. She is married to Roy, her business partner, and is a mother to her children. She and her husband manage their own household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.



Lilibeth operates a bakery. Breads and spreads are staples in the usual Filipino cuisine, and are used mostly for breakfast and snacks. The most popular type of bread is the Pandesal, a Filipino version of the Spanish Pan de Sal or salted bread. It is baked during the wee hours of the morning and sold steaming hot to early commuters, students and workers. Her store is located adjacent to her house, and her regular customers are her neighbors and the local community. She earns a minimum of 500 Philippine pesos (PHP) in sales everyday.



To help her continue operations of her business, she is requesting a Php 35,000 loan to buy raw supplies like flour, sugar, and butter, which she needs to continue production and expand her product inventory. She will also use the money for the maintenance of her oven. She expects a boost in her income as she expands her business.



Lilibeth dreams that her business will expand even more and hopes to have a good and happy family. She faithfully meets up with her co-fellowship* members to share stories of her life and business every week and draw strength and inspiration from the Word of God she studies.



* All CCT community partners / clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay Micro Finance loans.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $7,000
    Average annual income
  • 1278
    View loans »
    Philippines Loans Fundraising
  • $57,860,075
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Lilibeth to pay for bread ingredients and maintenance of her oven.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 7, 2013
Listed
Feb 11, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2013