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Mukaram is a resident of the town of Vahdat. She is 49 years old. Mukaram is divorced and takes care of her family on her own. She makes a living by embroidering national clothing. She has been working as a seamstress for three years. Today, it is profitable work.

Mukaram wants to expand her activities. She is taking out a loan to purchase a new sewing machine and to use it to improve the process of her work.
View original language description ↓
Мукарам жительница города Вахдат. Ей 49 лет. Мукарам разведена и одна обеспечивает семью. Она зарабатывает на жизнь вышиванием национальных одежд. Она работает портнихой уже 3 года. Сегодня это прибыльное дело.
Мукарам хочет расширить свою деятельность. Она берет кредит для приобретения новой швейной машины и с помощью ее улучшить процесс своей работы.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 115
    View loans »
    Tajikistan Loans Fundraising
  • $29,875,725
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Mukaram to acquire a sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 25, 2013
Feb 11, 2013
Currency Exchange Loss:
Feb 17, 2014