Beauty is a 53-year-old married woman with 4 children. She has a small plantation and grows taro and bananas to earn a living. She has been doing this for 3 years. Beauty has requested a loan to purchase more equipment and chemicals to expand her plantation. She has been a member of SBPD since 2010. With her profits, Beauty hopes to save for home improvements.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.