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Josefina
Josefina is 43 years old, married and has four children.

Josefina works hard to provide for her family. She runs a general store in the Philippines and requested a PHP 11,000 loan through NWTF to purchase more items such as canned goods, rice, shampoo and other groceries.

Josefina has borrowed and repaid twenty loans from NWTF before this loan. She has been running the general store for eleven years and also earns income from fish vending.

Josefina aspires to save enough money to continue to send her children to college.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 667
    View loans »
    Philippines Loans Fundraising
  • $53,367,175
    Funds lent in using Kiva
  • 40.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Josefina to purchase more items such as canned goods, rice, shampoo and other groceries.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 30, 2013
Listed
Feb 10, 2013
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013