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Amal is a 46-year-old, conservative housewife. She asked her son to take her place in the photo.

Amal has seven sons and daughters. Her eldest is Mohammad, who Is shown in the photo. He is a 22-year-old university student, majoring in architecture. He is working at the same time, to cover his daily expenses, and to save up a little bit to help the family in paying his school fees. Now Amal is applying for an education loan, to support her son Mohammad by paying for his next semester fees with the loan funds.

Additional Information

More information about this loan

This loan is part of National Microfinance Bank's education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education. This loan is unique compared to other options on the market as NMB has introduced flexible interest rates, meaning the loan interest rate is lowered for students with good grades and students who are engaged in community service/voluntering activiites. Discounts are also offered to students with physical disabilities and to families who have other children also studying at the university level. By supporting this loan, you're enabling access to education for students with limited options. 

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 58
    View loans »
    Jordan Loans Fundraising
  • $8,248,500
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Amal to support her son by paying for his next semester fees at university, where he studies architecture.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Jan 30, 2013
Feb 10, 2013
Currency Exchange Loss:
Jun 17, 2014