Janet is a married woman with three children, ages seven, four and three, living in Fort Portal, Uganda. She is a very hardworking woman who is involved in a number of businesses such as a salon and having a motorcycle to earn a salary. With the proceeds she has been able to buy land and pay school fees for her children. Janet uses a hired rider who remits 80% of the daily earnings. Her challenges are bad roads and mechanical breakdowns, while her dream is to own a taxi. Janet intends to use the loan to repair the motorcycle.