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Maria Elena
María Elena lives with her small family in her own home. She works selling clothing for women, men, and children, and has a variety of shirts, dresses, pants, and other items. She has had this business for a number of years, and this has given her lots of sales experience, allowing her to obtain better income. She sells her goods by traveling to different neighborhoods, and also from home. She has built up a good customer base, and people choose her as she always has what they need at affordable prices, and sells quality products with excellent customer service.

María is an enthusiastic woman, who is committed to meeting her goals. She gives her all to her work, and always strives to achieve what she wants. She will never give up until she achieves the success she deserves. Over the past months demand has increased, and she wants to take advantage of this by making a new investment. As she has no capital to support this plan, she has requested a loan from INTEGRAL which will allow her to buy wholesale clothes. María Elena has good payment references and high moral standards, and is very happy with and thankful for this help. She says that she will be able to repay this debt, and also trusts that the loan will provide her with financial security at home, while also offering her a good quality of life.
View original language description ↓
María Elena vive junto a su pequeña familia en casa propia; ella se dedica a la venta de ropa para damas, caballeros y niños, posee en variedad camisas, faldas, vestidos, pantalones entre otros, tiene varios años con el negocio y eso le ha regalado mucha experiencia en las ventas que le permite obtener las mejores ganancias; comercia de forma ambulante y desde su hogar, se ha hecho de mucha clientela pues las personas la prefieren porque siempre tiene lo que necesitan a precios accesibles, con producto de calidad y con un servicio excelente; María es una mujer entusiasta y comprometida con sus metas, se dedica un cien porciento a su labor, siempre esta luchando por lo que desea y no piensa rendirse hasta alcanzar el éxito que se merece, en los últimos meses aumento la demanda y quiere aprovechar para realizar una nueva inversión, pero no posee de capital que la respalde por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor. María Elena tiene buenas referencias de pago y una moral intachable, esta muy contenta y agradecida con la ayuda, asegura que podrá saldar la deuda y a la vez confía que le llevara a su hogar seguridad económica al mismo tiempo que una buena calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 772
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Elena to buy wholesale clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Feb 1, 2013
Feb 10, 2013
Currency Exchange Loss:
May 17, 2013