Carlos de Jesús lives in his own house on his property with his wife and children. He works in agriculture, planting basic crops like corn and beans. He has been involved in this activity his whole life, and so, he has a lot of experience. He is a hard worker, responsible and is well known in his area for his friendliness with others. Because the planting season is approaching, and this is his only income source, he has made the decision to begin to prepare and would like to ask for a loan from INTEGRAL to invest in the purchasing of seeds, fertilizers and insecticides etc. Carlos tells us that his harvests are abundant and that this is the way he knows how to access an income source and to sustain his family while offering them a better quality of life.
Carlos de Jesús, habita en casa de su propiedad junto con su esposa e hijos. Él se dedica a la agricultura, a la siembra de los principales granos básicos como maíz y frijoles. Se ha dedicado a esta actividad toda su vida por lo que tiene ya mucha experiencia. Él es un hombre trabajador, responsable y muy conocido en la zona por su enorme amabilidad con las demás personas. Debido a que la temporada para la siembra se aproxima y ya que esta es su única fuente de ingresos, ha tomado la decisión de comenzar a prepararse para la llegada de esta y es por esa razón que ha decidido solicitar un crédito a INTEGRAL para invertir en la compra de semillas, abonos, insecticidas, etc. Carlos confía en que su cosecha sea abundante ya que es la única forma que conoce y hace para lograr tener acceso a una fuente de ingresos y darle el sustento y una mejor calidad de vida a su familia.
More information about this loan
This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.
About Apoyo Integral
Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.
Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.