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Victor Manuel

Update on Victor Manuel

Victor is a man who is very well-known by his neighbors for being a man who is very committed to his family. He is hard-working, honest, and selfless. His biggest dream is to continue giving his family the best and that his household never lacks for its daily bread.

With effort he has managed to get livestock. He also grows basic crops like corn and beans. This is how he honorably earns a living from his livestock.

Victor wishes to buy supplies to keep his livestock well so they do not get sick of have something bad happen to them. That is why he is requesting a loan from Integral. He will use the loan to buy vitamins, minerals, fodder, and concentrated feed. He hopes to receive the loan in order to buy what is needed and to continue being an exemplary man for his family.
View original language description ↓
Victor Es un hombre muy conocido por sus vecinos por ser un hombre muy entregado a su familia es trabajador, honesto, servicial su mayor sueño es seguirle brindando lo mejor su familia y que en su hogar nunca falte el pan de cada día. Con esfuerzo ha logrado obtener un ganado y tambien cultiva granos basicos como maiz y frijol y es así como se gana la vida honradamente vendiendo lo que sus Ganado de brinda. Victor desea comprar insumos para que su ganado se mantenga bien, que no se le enferme ni que les pase nada malo es por eso que solicita INTEGRAL un préstamo para la compra de: Vitaminas, Minerales, Forraje, concentrado. Espera recibir el préstamo acordado y así poder comprar lo necesario y seguir siendo el hombre ejemplar para su familia.

Previous Loan Details

Víctor is a hardworking, honest, and sincere man who always has earned a living to give his family the best. He lives in his own house with his wife, who does the housework, and the two grandchildren they take care of. He's very responsible with his daily work because he always does the best to... More from Victor Manuel's previous loan »

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 757
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Victor Manuel to buy vitamins, minerals, fodder, and concentrated feed.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 11, 2013
Feb 10, 2013
Currency Exchange Loss:
Feb 21, 2014
This photo was used before for a previous loan for Victor Manuel. It was first posted on Kiva on Oct, 2012. Learn More