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Jose David
Jose is 25 years old. He lives with his wife and children in their own house. Thanks to God, he is a very enterprising man who is determined to be a good father, husband, and son. With the desire to overcome, he has worked to ensure that his home never lacks its daily bread. He is responsible for his family and wants the best for them.

Jose harvests corn and beans, which makes up his source of income. He feels proud because he is the only person in his household who works, and he offers the best to his family every day using his own two hands and the sweat of his brow. He would like to harvest more because he needs a higher income. Therefore, he has applied for a loan from INTEGRAL to buy farm supplies such as seeds, manure, fertilizer, and pesticides.

He believes in his own capabilities and that everything will go well for him with this loan. He hopes to continue being a role model and making his family proud.
View original language description ↓
Jose de 25 años de edad habita junto a su esposa y sus hijos en casa propia. Gracias a Dios es un hombre muy emprendedor, decidido a ser un gran padre, esposo e hijo. Siempre con deseos de superación ha trabajado para que en su hogar jamás haga falta el pan de cada día, siendo así esa persona responsable por su familia que le importa tener las mejores beneficios para los suyos. Jose cosecha maíz y frijol, esa es su fuente de ingresos y se siente orgulloso pues en su hogar es el único que trabaja y le brida lo mejor a su familia con sus dos manos y el sudor de su frente cada día. El desea cosecha más pues necesita mayores ingresos es por eso que solicita a INTEGRAL un préstamo para la compra de insumos agrícolas como semillas, abonos, fertilizantes y pesticidas ya que confía mucho en sus capacidades y que todo le ira bien con este préstamo. Espera seguir siendo ese hombre ejemplar y su familia se siga sintiendo orgullosa de el.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Jose David to buy farm supplies such as seeds, manure, fertilizer, and pesticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 30, 2013
Feb 10, 2013
Currency Exchange Loss:
Jan 25, 2014