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Ismael Armando
Ismael, 40, lives together with his wife and children, and is known for being hardworking and responsible, fighting to get ahead in life. With the goal to increase his production of basic grains, Ismael is requesting a loan at INTEGRAL, in order to have enough money to invest in buying compost, pesticides and more corn and beans seeds. In addition, he wants to buy small stainless-steel containers to store the harvest.

Ismael and his wife sell basic grains in different stores and marketplaces, at very good prices. This is how Ismael provides his family with a stable life.
View original language description ↓
Ismael de 40 años de edad, vive junto a su esposa e hijos, y se destacar por ser una persona muy trabajadora y responsable quien trabaja muy duro por salir adelante. Con el enorme deseo de aumentar su producción de granos básicos Ismael solicita un préstamo a INTEGRAL, por medio del cual pueda contar con el dinero necesario para invertir en la compra de abono, pesticidas y mayor cantidad de semilla de maíz y frijoles para sembrar, así mismo desea comprar unos depósitos para colocar la cosecha, los cuales funcionan como pequeños graneros de acero inoxidable. Ismael junto a su esposa comercializan los granos básicos en diferentes tiendas y mercados, dándolos a muy buenos precios, con esto Ismael pueda darle una vida estable a su familia.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 735
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Ismael Armando to buy supplies and stainless-steel containers to store the harvest.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 30, 2013
Feb 10, 2013
Currency Exchange Loss:
Feb 21, 2014