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Melvin Willians
Melvin is 35 years old. He lives together with his wife, two children and his mother. All of them work making handicrafts, which are made out of various materials such as clay, paint, etc. This is a great help to them since it is an extra source of income. At the same time, apart from being an artisan, Melvin works as a farmer on his own land, where he plants corn and later sells it. This is a quite stable business, thanks to high demand, so it is something very positive for him. Melvin is requesting a loan from INTEGRAL so that he can buy tools he needs to plant the corn. In this way, he will be able to obtain more income from his work. Melvin has a very beautiful family, and he wants to give them the best of everything.
View original language description ↓
Melvin de 35 años de edad, vive junto a su esposa dos hijos y su madre, todos se dedican elaborar artesanías, las cuales son elaboradas de diferentes materiales como barro, pintura entre otras, esto les brinda una gran ayuda ya que es una fuente de ingresos extra. Así mismo Melvin aparte de ser artesano, trabaja como agricultor en su terreno propio, en el que se dedica a sembrar maíz para posteriormente comercializarlo, este es un negocio bastante estable debido a su gran demanda, siendo algo muy positivo para él. Melvin solicita un préstamo a INTEGRAL para poder comprar implementos necesarios para realizar la siembra del maíz, de modo que pueda obtener más ganancias de su trabajo. Melvin posee una familia muy linda a quien desea darle todo lo mejor.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 757
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Melvin Willians to buy farming tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 29, 2013
Feb 10, 2013
Currency Exchange Loss:
Feb 21, 2014