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This is a very enterprising man whose greatest desire is to give his family a better future; he wants to reach new horizons and put crime behind him. He works cultivating corn and beans. He has only been working in agriculture for a short time, as he is making a fresh start that will allow him to obtain a better income.

He is becoming very well-known among the people in the area, and there are people who prefer him because of the quality of his product, his good prices, and his unbeatable service, always at the beck and call of his customers.

He is a committed man who is dedicated to his work. Every day, he fights to attain a better future, removed from the societal violence to which the area where he lives has fallen victim. Day after day, he is putting out his maximum effort, because he is happy with his work and he doesn’t want to disappoint his family.

In recent weeks, he decided to increase his production, but he needs to make a new investment. Therefore, he is requesting a loan that will allow him to buy seeds for corn, beans, weed-killer, fertilizer, etc.

This young man has good payment references and is very responsible. He is glad for the assistance and assures that he will be able to pay off the debt. At the same time, he has faith that he will be able to bring economic security to his small home for a full life.
View original language description ↓
Es un hombre muy emprendedor que su mayor deseo es entregarle un mejor futuro a su familia queriendo tener nuevos horizontes y olvidarse de la delincuencia., él se dedica al cultivo de maíz y frijol y tiene poco tiempo de dedicarse a la agricultura pues esta teniendo un nuevo comienzo que le permitirá obtener muy buenas ganancias, se esta haciendo muy conocido por las personas de la localidad y hay personas que lo prefieren por la calidad del producto, los buenos precios y el servicio inigualable siempre a la orden del cliente; es un hombre comprometido, dedicado a su labor todos los días lucha por conseguir un futuro mejor alejado de la violencia social de la que es victima la localidad en que reside, día a día se esta esforzando al máximo pues esta feliz con su trabajo y no quiere decepcionar a su familia, en las ultimas semanas se decidió a aumentar la producción pero necesita realizar una nueva inversión por eso le solicita un crédito que le permita comprar semilla de maíz, frijol, herbicida, abono, etc. el joven tiene buenas referencias de pago y es muy responsable, esta contento con la ayuda y asegura que podrá cancelar la deuda, y a la vez tiene fe que podrá llevar a su pequeño hogar seguridad económica para una vida plena.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 715
    View loans »
    El Salvador Loans Fundraising
  • $27,098,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $200 helped this borrower to purchase seeds for corn, beans, weed-killer, and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 30, 2013
Feb 13, 2013
Currency Exchange Loss:
Feb 21, 2014