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Update on Natalia

Natalia is a farmer who raises vegetables in greenhouses. Natalia invested her loan money to purchase seedlings, as well as plastic film for her greenhouses. It enabled her to have a good harvest, and she managed to accumulate enough profit to pay back her loan in advance and to provide for her family.

Last fall, Natalia's daughter broke her shoulder. The doctors had to do several surgeries to restore the bones. Natalia spent a lot of money for her daughter's treatment and now needs funding to get her business ready for the coming season. Natalia needs to purchase seeds, plastic film and coal for heating. She hopes to raise good crops and make enough money to care for her family.

Previous Loan Details

Natalia is married. Her husband's name is Alexander, and she has two grown children. Natalia owns her own business. She has been farming for 19 years. She raises early season vegetables. Natalia very much likes this area of work. She has two large greenhouses and a greenhouse for seedlings. Natal... More from Natalia's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,313,275
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Natalia to purchase seeds, film for covering and coal for heating her greenhouse.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jan 11, 2013
Feb 10, 2013
Currency Exchange Loss:
Sep 17, 2013