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Maria Eufemia
María Eufemia lives with her life partner in her own house. She has a store where she sells staples, beans, milk, eggs, bread, soap and more.

She has had the business for more than 15 years and this has given her sales experience that permits her to obtain maximum earnings. She sells from home in a busy neighborhood. She has built a client base as they prefer her because she always has what they need as her store is the best stocked store in the area, plus all the products are quality, at good prices and unequaled service to the preference of the customers.

María is a woman dedicated to her work, energetic and with many goals for the future. Her biggest secret to success is perseverance and love of work. She knows that this is the only way to get what you desire.

Like all good merchants she wants to increase her business and make a new investment but needs capital as all her purchases are cash. This is why she is asking for a loan through Integral to permit her to buy basic grains, sweets, eggs, bread, drinks, etc. María Eufemia has good payment references and is very responsible, and she is sure she can pay back the loan and at the same time has faith that she can give her family a better quality of life.
View original language description ↓
María Eufemia vive junto a su compañero de vida en casa propia; ella posee una tienda donde vende artículos de primera necesidad, frijoles, leche, huevos, pan, jabones entre otros, tiene mas de quince años con el negocio y eso le ha regalado experiencia en las ventas que le permite obtener el máximo de ganancias, comercia desde el lugar de su residencia en una localidad muy transitada de personas, se ha hecho de mucha clientela, pues la prefieren porque siempre tiene lo que necesitan su tienda es la mas surtida de la zona, además todo el producto es de calidad, a precios accesibles y con un servicio inigualable siempre a la orden de los clientes; Maria es una mujer dedicada a su labor, enérgica y con muchas metas por delante, su mas grande secreto para alcanzar el éxito es la constancia y el amor al trabajo sabe que solo así logrará lo que desea, como toda buena comerciante quiere acrecentar el negocio y realizar una nueva inversión pero necesita de capital ya que todas sus compras son al contado, por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, huevos, pan, bebidas, etc. María Eufemia tiene buenas referencias de pago es muy responsable, asegura que cancelara la deuda y a la vez tiene fe en que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 453
    View loans »
    El Salvador Loans Fundraising
  • $23,242,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Eufemia to buy basic grains, sweets, eggs, bread, and beverages.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 11, 2013
Listed
Feb 9, 2013
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2014