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There are always hard and difficult moments, but it is the desire to overcome this is always present in our lives. This gentleman is a clear example of this. He lives along with his family and they all have the desire to get ahead and not allow the adversity of everyday life to overcome them. Even when they are surrounded by violence present in the local community where they reside.

He is a very hardworking and honest man and he commits to his objectives. He has very good relationships with the people of his locality and that helps him in his business. He works recently in the farming of corn and sorghum. Even though he has a short time at this work, he is gaining experience that will allow him to obtain better profit. He wants to increase production, but unfortunately he does not have enough capital for such an investment.

For this reason that he reach out for a loan to allow him to purchase corn seeds, sorghum, fertilizer, and pesticides, etc. He is grateful for the help that he hopes to receive and he commits to repay his debt and at the same time give his family a better life.
View original language description ↓
Siempre hay momentos duros y difíciles pero el deseo de superación siempre se nos presenta en la vida, Este joven es un claro ejemplo de ello; vive junto a su familia con la que tienen el mejor deseo de salir adelante y nunca dejarse vencer por las adversidades del diario vivir, aún rodeados de una fuerte violencia social de la que es victima la localidad en la que residen. Es un hombre muy trabajador y honesto y comprometido con sus objetivos, tiene muy buenas relaciones con las personas del lugar y eso le ayuda con su negocio, él se dedica a cultivar maíz y sorgo y tiene poco tiempo de trabajar en el rubro pero se esta haciendo de experiencia q le permitirá obtener siempre las mejores ganancias, quiere aumentar la producción pero lamentablemente no tiene el capital suficiente para esta inversión, es por eso que se acercó a solicitar un credito que le permita comprar semilla de maíz, sorgo, fertilizante, herbicida etc. Agradece la ayuda que espera recibir, y se compromete a saldar la deuda adquirida a la vez que espera darle a su familia una vida plena.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 676
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped this borrower to purchase corn seeds, sorghum, fertilizers, and pesticides.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jan 25, 2013
Feb 13, 2013
Currency Exchange Loss:
Feb 21, 2014